Get Pre-Approved
We work with the most experienced, highly-rated mortgage lenders around. Click below to request an introduction.
What does pre-approval mean?
Pre-approval is the process by which a bank or lender evaluates your finances and credit history to determine if you are eligible for a mortgage. If you qualify, you will receive a pre-approval letter, which shows how much you can afford.
Why is pre-approval important?
In competitive markets, it's important for buyers to be pre-approved so that they can act quickly when they find the right home. Sellers expect buyers to be pre-approved to ensure that the deal won’t fall through due to financing issues.
What do I need to get pre-approved?
In order to get pre-approved, a lender will request the following:
- W-2 Statements
- Current Paystubs
- Recent Tax Returns
- Proof of Income for Spouse/Partner
- Bank Statements
- Credit Report
Other resources related to pre-approval:
- Pre-qualification, pre-approval, pre-commitment… Which is which?
- Before the pre-approval: 5 things your lender wants you to know
- First-time home buyer mistakes (and how to avoid them)